Are Your Health Co-Insurance Costs Building Up?
If you’re finding it more and more difficult to keep up with your co-insurance and copayments, Freed & Associates can help you balance these costs with a Medigap insurance policy.
Relief for those who don’t qualify for federal subsidies
Under the Affordable Care Act, if your 2014 income is between 138 and 400 percent of poverty level for your household size, you can purchase health insurance on a state-run exchange and receive a federal tax subsidy to offset all or part of your premium. Medicaid covers those below 138 percent of poverty.
If your income is higher than 400 percent of poverty, you can purchase a policy on or off the exchange, but in either case, you won’t get a subsidy and the policy must provide certain essential benefits. We specialize in creating this type of policy for you.
Need extra coverage that your current policy doesn’t provide?
If you’re looking to fill in some coverage gaps for your specific needs, Freed & Associates offers several miscellaneous policy options, such as:
- Supplemental health
- Supplemental dental
- Hospital indemnity
For a FREE health insurance quote, call 812-372-2100, click here or visit 1902 Central Avenue.